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Real Estate Professionals (@real_estate_pros) Instagram Profile Photo real_estate_pros

Real Estate Professionals

image by Real Estate Professionals (@real_estate_pros) with caption : "Superb image by @goinghomeco" - 1806030900935180794
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Superb image by @goinghomeco

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Nationwide Title Clearing (@nationwidetitleclearing) Instagram Profile Photo nationwidetitleclearing

Nationwide Title Clearing

Instagram Image by Nationwide Title Clearing (@nationwidetitleclearing) with caption : "We have our Sales Executives, Debbie Lastoria, VP of National Sales, and Jeremy Pomerantz, VP of Business Development, a" at Palm Harbor, Florida - 1806027722441140355

We have our Sales Executives, Debbie Lastoria, VP of National Sales, and Jeremy Pomerantz, VP of Business Development, attending the MERS User Conference in Reston, VA this week!

Mid-Island Mortgage Corp. (@midislandmortgage) Instagram Profile Photo midislandmortgage

Mid-Island Mortgage Corp.

image by Mid-Island Mortgage Corp. (@midislandmortgage) with caption : "NEWS: Tips for Getting a Great Mortgage—and Surviving the Process
•••
Changing Regulation
The current administration’s p" - 1806023385680034275
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NEWS: Tips for Getting a Great Mortgage—and Surviving the Process ••• Changing Regulation The current administration’s preference for less regulation may mean a loosening of Dodd-Frank bank requirements and a softening of enforcement from CFPB. If these changes occur, they could both ease the mortgage process and place some borrowers at risk. “Rolling back recent protection is a bad idea for the market and for society as a whole,” says Alys Cohen of the National Consumer Law Center. She sees pending legislative changes in the Economic Growth, Regulatory Relief, and Consumer Protection Act as “poking holes in reasonable protections,” especially for people of color. As it currently stands, regulators require banks to report a slew of loan details, allowing regulators to track the characteristics of loans made to consumers of a certain race or ethnicity. This bill, if passed, would exempt 85 percent of banks from reporting this expanded data set to regulators. David Stevens, president and CEO of the Mortgage Bankers Association, says any unwinding of protections can harm the lending industry as well. “Consumer protections level the playing field for the mortgage industry,” he explains, preventing lenders from undercutting one another with lower-cost, higher-risk loans. Educating Yourself Even though the rules that currently exist mean banks are making fewer risky loans, the onus is still on the homebuyer to understand the process and know what to ask and what to expect. “If you’re financially stable and strong enough to purchase a home, you have the financial obligation to do research on the loan,” says Stevens, who served as an Obama-era assistant secretary for housing as well as federal housing commissioner at HUD and, before that, president and chief operating officer of Long & Foster Companies. “There’s still going to be bad actors. It’s more important than ever to be an educated consumer.” When Stevens’s own daughter recently bought a house in Arlington, he gave her the same advice: Compare offers among three lenders. “You shop around for a car. You shop for luggage online,” he says. “For God’s sake, shop for a mortgage.” ••• Full article on our Facebook.

Holly Walther (@hollywalther) Instagram Profile Photo hollywalther

Holly Walther

image by Holly Walther (@hollywalther) with caption : "Congratulations to the Saknovsky family for closing on this beautiful home today! Thank you so much for choosing us as y" - 1806018421294234452
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Congratulations to the Saknovsky family for closing on this beautiful home today! Thank you so much for choosing us as your lender. We also want to thank Kim Scruggs, Mary Jean Strickler, and Mozley, Finlayson & Loggins for all of your help! ! 🏡🚚🏡🚚 . . #mortgageloans

Barbara Woyak (@barbarawoyak) Instagram Profile Photo barbarawoyak

Barbara Woyak

Instagram Image by Barbara Woyak (@barbarawoyak) with caption : "Check out our latest blog for what is happening with mortgage rates this week #scottsdale #realestateagent #kellerwillia" at Keller Williams Sonoran Living Scottsdale - 1806014416288609672

Check out our latest blog for what is happening with mortgage rates this week #mortgageloans

Instagram Image by ContourMortgageCorp (@contourmortgagecorporation) with caption : "Contour Mortgage 
NMLS ID# 34384
Corporate Headquarters
990 Stewart Ave. Suite 660
Garden City, NY 11530" at Contour Mortgage Corporation - 1806009147435843801

Contour Mortgage NMLS ID# 34384 Corporate Headquarters 990 Stewart Ave. Suite 660 Garden City, NY 11530

Moregidge (@moregidge) Instagram Profile Photo moregidge

Moregidge

image by Moregidge (@moregidge) with caption : "The Office of Energy Efficiency (OEE) of Natural Resources Canada has promoted the international ENERGY STAR® symbol in " - 1806004279167600240
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The Office of Energy Efficiency (OEE) of Natural Resources Canada has promoted the international ENERGY STAR® symbol in Canada and monitored its use since 2001. The ENERGY STAR® symbol qualifies an increasingly wide range of products including major appliances, heating and cooling equipment, lighting equipment, office equipment, and home electronics. In 2005, energy-efficient new homes were added to the list of certified products in Canada. . . . . . . . . . . . . . loans

Instagram Image by Dan Chapman (@danchapmanloans) with caption : "Google my business review from a Happy Homebuyer, we are always striving to make the mortgage loan process as smooth and" at Dan Chapman Team- Fairway Independent Mortgage - 1806000966655431446

Google my business review from a Happy Homebuyer, we are always striving to make the mortgage loan process as smooth and transparent as possible! .com

The Mayol Realty Group (@marcelomayol) Instagram Profile Photo marcelomayol

The Mayol Realty Group

image by The Mayol Realty Group (@marcelomayol) with caption : "www.AmazingVegasHomes.com

LAS VEGAS HOT NEW LISTINGS *** Beat out other buyers to Hot New Listings *** Receive Priority" - 1805981198097059262
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www.AmazingVegasHomes.com LAS VEGAS HOT NEW LISTINGS *** Beat out other buyers to Hot New Listings *** Receive Priority Access To All New Listings That Match Your Home Buying Criteria. Our Exclusive Buyer Profile System saves you Time and Money. Simply tell us what you’re looking for and get priority access to ALL homes that match your criteria, including Bank Foreclosures, Company Owned Properties, and other Distress Sales. No more wasted time looking at out-dated information in newspapers or searching the internet. Priority access means you’re there first before other buyers, so you can negotiate the lowest possible price and your time is not wasted viewing homes that don’t interest you. It’s easy to get started… CALL or CLICK... Free recorded message: 800-417-0855 ID# 4071 www.AmazingVegasHomes.com REALTY ONE GROUP

Joe Mullis (@tulsalender) Instagram Profile Photo tulsalender

Joe Mullis

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Do you know 'who' determines Mortgage Rates? Watch Jennifer and I answer the most common Interest Rate Questions we receive! Call or text me today to assist you with your mortgage needs (918) 695-3154 or email me at jmullis@amcmtg.com To see the rest of this video Follow Me on Facebook @YourLocalLenderJoe or visit  https://amcmtg.sharefile.com/share/view/dbd684bbfa384f34 #mortgageloans